Returns after sales charge for class A shares reflect the current maximum initial sales charges of 5.75% for the Goal-Based and Age-Based options, and the Equity Asset Class options, and 4.00% for the Fixed-Income Asset Class options. Performance assumes reinvestment of distributions. Share price, principal value, and return will vary, and you may have a gain or loss when you sell your shares. Current performance may be lower or higher than the quoted past performance, which cannot guarantee future results.